Attention homeowners in Lynchburg and Lynchburg City County: Get an Appraisal today!
Check out the top seven reasons VA homeowners use Markham & Fox, LLC:
Do you own a home in or near Lynchburg? Do you need help determining the price of your real estate?
We at Markham & Fox, LLC understand the special needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Markham & Fox, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experienced in helping folks just like you get rid of undesirable PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your home overvalued if your home not appreciating as much as other homes close to yours. This means you're most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Markham & Fox, LLC is your strongest weapon when challenging your property tax assessment. Recently got a freeze your HELOC?If your home is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Markham & Fox, LLC can help you reinstate your home equity line of credit with efficient appraisal. We Also Provide Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house. |